Interesting side track for the day.

While I was back up in Nebraska due to unforeseen circumstances I had the opportunity to help my daughter with her homework,I was very surprised to discover that the topic in her upcoming debate class is healthcare. Seems to be quite the politically charged topic for a high school debate, be that as it may she was asking my opinion on what she'd written so far so this post is more for her than anything else. First off if they're going to use this for a topic they should call it by it's actual name which is the Patient Protection and Affordable Care Act not Obamacare, secondly speaking as a man who used to have a healthcare plan through my employer it's not appropriately named.back in the Clinton Presidency and through the Bush 43 Presidency I had an affordable plan for myself and my Family to the tune of $286.00 a month, under the auspices of the "Not" so Affordable Care Act those became $471.00 out of each check or close to$950.00 a month. The downfall of the ACA is it limits the number of providers in each State so they're able to set their premiums at any rate they desire unhindered,the proposed replacement calls for people being able to shop for healthcare plans across State Lines which would create a competitive process and would actually start to bring monthly premiums down,that would be a step in the right direction but not an overall cure to the problem. What is needed is each State or the Federal Government to place regulatory compliance on the insurance industry and on the big Pharmaceutical Companies, stopping them from driving up prices at will would be a giant leap in the right direction. They place regulatory compliance on the SEC and a lot of other agencies or businesses perhaps it's time to do so in an industry that needs it,they will sick there lobbyists on the members of Congress and stop padding their pockets but so be it. When people started buying their prescription drugs from Canada due to the fact they could pay $68.00 there for a prescription that costs them $400.00 here the lobbyists went crazy and went on full frontal assault on Congress getting them to pass a law making that illegal,a bill that then President Obama happily signed into Law. It would seem the padding of pockets has reached the highest level,but I digress in summary if the proposed replacement delivers allowing people to shop across State Lines, giving tax credit incentives to those who cannot afford health insurance otherwise, removing the penalty for those who don't have insurance which was ignorant as the penalty on your taxes was far more affordable than Insurance has been. Add onto this proposal regulations on both insurance companies and the big Pharmaceutical Companies and then you would actually achieve the "Affordable Care Act" which everyone is so up in arms about.